Highlands NC Vacation Homes, Insurance Needs
Insurance needs may be different for Highlands NC vacation homes than with primary residences. Whether your home is used a few weeks a year or rented when not in use you want to make sure your home is covered completely. Your vacation home is most likely a temporary residence which requires different coverage than your primary home. Your Highlands REALTOR will be helpful in recommending local insurance agents familiar with the area’s vacation homes and their unique insurance needs.
A vacation home is considered a temporary residence and insurance adjusts to show this. However if you rent the Highlands NC home the insurance will be different as well. You will want coverage that provides for damage that could occur from renters in your home. Make sure you consider the cost of insurance when weighing your decision to buy a vacation home. Sitting with an insurance agent prior to your purchase will help you understand exactly what to expect.
Contact our team at Berkshire Hathaway HomeServices Meadows Mountain Realty today to learn more about Highlands real estate. We welcome the opportunity to update you on current market conditions while helping you get to know the area at the same time. Let our knowledge and experience serve as your guide to Highlands NC vacation homes.
Click here to read “3 Things You Need to Know About Insuring Your Vacation Home” from Realty Times.