Highlands NC Homes, Have Your Checked Your Insurance Lately?
Meadows Mountain Realty, Highlands real estate experts
Owners of Highlands NC homes, have you checked your insurance lately? While homeowners pay for coverage of a home they may not consider re-evaluating it over time. Real estate appreciates over time, as do construction costs and replacement costs. Additionally, many people acquire valuable items over time. Keeping on top of homeowners insurance offers protection for Highlands NC real estate investments.
Evaluation can lower premiums
While many home improvement projects can increase the value of a Highlands NC home, they can also help lower insurance premiums. A new roof, for example, can lower the cost of homeowners insurance. This is especially true when newer materials are used. Many composite roofing materials have an extremely long lifespan while also reducing fire risk. A wood shake roof, for example, is evaluated as high fire risk.
Adequate coverage is essential
Insuring the value of your home is critical. Whether building an addition, installing a deck, replacing all of the windows, or remodeling the kitchen, home improvements add value. As such, every home improvement should be accounted for. Likewise, new artwork, furniture, and other valuable items should be inventoried. Insuring what you own is essential.
Learn more about Highlands NC homes
Contact our team at Berkshire Hathaway HomeServices Meadows Mountain Realty today to learn more about Highlands NC real estate. We welcome the opportunity to update you on the market while answering all of your buying and selling questions. Let our knowledge and experience serve as your guide to Highlands NC homes.